Ecclesiastes Chapter 3:1
There is a time for everything, and a season for every activity under heaven.
A friend of mine shared with me and a group of Christian friends about the “Four Seasons of Life”. I thought it is powerful and worth sharing to you. Some concepts were adapted from Robert Kiyosaki’s ESBI quadrant. We go through life at various stages and seasons. We are thankful that our Lord is always with us whether we are walking on the peak of the mountain or the bottom of a valley in our lives.
SPRING – 0 to 20 years old
When we were first came to this world, we were helpless as babies. We cry for help whenever we are hungry or not feeling comfortable. Our parents will run to our rescue and give us what we need. As we start to go to school, we learn new knowledge and skills. We begin to learn to swim, how to cycle a bicycle. Some of us start to attend church and Sunday school where we are grounded in the word of God, the Bible.
By the time when we reached life as a young adult at 20, we have our own clique of buddies. Some of us would have completed our education and started to look for jobs. We start to generate income from the job that we are working. We may spend some money that we have earned but our financial resources is limited as we still depend on a lot from our parents for money. Most of us are Employees (when we work, there is income, If we quit, there is no income).
Summer – 20 to 40 years old
When we reached 20 years old, we are full of energy and excitement that we wanted to run for the star !! Most of us would be graduating from our school life to our working life. We strive hard to climb the corporate ladder.
It is also a time to settle down, get married and start a family. Financially, we are more independent as we started to have own savings. We may has the resources to support a missionary or the church rebuilding fund. Cash flow might be an issue as we need money to support the family in the utility bills, education for the family, medical bills, etc. Some more risk taking ones might venture into their own business and be Self-Employed (If they work, there is income, If they do not work, there is no income).
Autumn – 40 to 60 years old
When we reached 40 years old, our energy level begins to drop. We may still be fit physically but things start to slow down. For the guys, (who does their National Service in Singapore), they will be exempted from their annual IPPT (Individual Physical Propheicy Test).We might start to be more vulnerable to health issues like high blood pressure and diabetes. Jobs employment will also be an issue as employers tend to employ younger staff. At this age, we are also prone to job retrenchments. Hopefully, by this stage, we have built enough money to start our own business or investments to generate passive income for our next life stage – Winter Season
Winter – 60 to 80 years old
By the time when we reached 60 years old, we are at the retirement age. For example, my country, Singapore, the retirement age is 62. At Age 62, the CPF (Central Provident Board) will release all the funds to the member provided he has the minimum amount of money in his CPF account.
It would be quite sad if we do not have enough money for your daily life when you have stopped working at this age. We might need more attention as our health may not be as good before. Hopefully, you have built enough cash (passive income) so that you cane live peacefully the days our Lord has given to us. With the money that is in our hands, we can be a blessing to the body of Christ and those around us.